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For all those who want to know what happens at the end of What If, I'll post it here.
Freid and the others are on a mission to rescue a rich family but the enemies are incredibly powerful and Evergreen almost dies. They kill most of them all except for one who escapes.
Lucy goes to her mother's grave and talks to her. Her father finds her during the middle of her talk and asks to speak with her and tell her something important. Lucy finds out that she has the same illness that her mother had, which lead to her dying. They have a heart to heart and Lucy's father apologizes to her frequently and tells her he loves her.
Lucy goes back to her mother's grave and finishes talking to her and starts crying. She's about to wipe away the tears when Natsu shows up, stops, and hugs her.
He tells her that he loves her and she hugs him in return.
He doesn't ask what's wrong and she doesn't tell him.
As the weeks progress, Lucy can feel her body getting weaker and weaker and the rest of FT can tell something's wrong but Lucy doesn't tell them.
Eventually, Lucy passes out and Amir takes her to Porlyusica who tends to her. Lucy asks her not to tell them in secrecy and she obliges.
Kael overhears and is devastated because he is comparing it to Kohana. He heads out to find Amir and tell him and instead finds Lisanna in a grove of flowers which she is tending to.
She asks him what's wrong but she and Kael are attacked by the last survivor, Dalmo, in the mission that Fried and the others were in.
He tells FT that he will kill both of them unless Fried is delivered to him but Fried and the others aren't back yet. The FT gang are discussing their options.
Where he and Lisanna are tied up, Kael manages to escape but he doesn't have time to save Lisanna because Dalmo returns. Kael runs and Lucy, with a tiny bit of strength left, sees Kael being chased.
She summons Lyra to distract Porlyuscia and heads out to catch up to Kael who is a few yards ahead of Porlyusica's home.
Kael is corned by Dalmo who manages to use his mirage abilities to make multiple copies of himself and is about to land several gunshot wounds to Kael's face when Lucy jumps in between and guard's Kael's body with her own and takes all of the attacks that Dalmo uses.
Due to her weak state, she is no match and falls.
Kael is horrified and tries to wake Lucy but it's not working.
Amir manages to save Lisanna and the two share a moment.
Natsu, Erza, Gray, Wendy, and Happy arrive and destroy Dalmo.
Wendy rushes to Lucy's side and uses her wind magic but she finds that Lucy is too close to death.
Natsu holds Lucy close to him and tells her one last time that he loves her.
Gray and Ezra hold one another, and Happy, Charle, Kael, and Wendy cry.
Lucy is dead.
Epilogue (1 year later)
Erza, Gray, Amir, and Lisanna are sitting together and talking when Happy shows up and asks where Natsu is.
They all look at one another and Lisanna gives him a small smile.
"He's with her."
Natsu is then shown sitting at Lucy's tombstone and talking with her and telling her everything that she's missed.
He then drapes his scarf across her tombstone, tells her he loves her, and that he'll see her again soon.
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