Disclaimer: I do not own Harry Potter. This is the brilliant work of one JK Rowling. I just own the plot.

Please review. Thanks.


It was a nice summer day in London's Diagon Alley towards the start of August. At the Leaky Cauldron, a person was sitting on a table pondering over the events, not only in the past few weeks at the Quidditch World Cup, but over the past three years of his life at Hogwarts. Harry Potter was no ordinary wizard. He was a very powerful one without knowing just how much power he had. He was sitting at a table after greeting Tom the barman. Tom was a bald fellow and Harry knew him to be a nice person from and Australian family who moved to London many years ago. Tom helped him before his third year when he blew up his aunt Marge, Vernon's equally big muggle sister, and after calling the Knight Bus taking him to the Leaky Cauldron, Tom took him in and gave him a room. He was at the Leaky Cauldron because he wanted to be alone for some time and ponder over his crap life, as he put it. Harry's mind drifted off to third year when he found out the true identity of one Peter Pettigrew in the form of Scabbers, Ron Weasley's rat. Sirius was no murderer and was unjustly accused and sent to Azkaban prison without a trial. He then went with Hermione Granger, his other best friend, on a mission back in time (a few hours to be precise) and rescue Buckbeak and Sirius, not to mention fending off about a hundred Dementors with a powerful Patronus.

His mind wandered further back in his second year when he saw Voldemort in the form of a memory, courtesy of Lucius Malfoy's diary, preserving his 16 year old bloody self, Harry thought. The legend of the Chamber of Secrets was true indeed, and after a few attacks, Ginny Weasley was taken into the Chamber, and he had to look for all the answers and fight against an incompetent Lockhart whos memory charm backfired. Poor bastard, he thought. He then escaped death from Aragog and his spiders, only to face a sixty foot long basilisk and kill it with the sword of Gryffindor, destroy the diary with the basilisk's fang and save Ginny. He learned the identity of Lord Voldemort, or the dark tosser, that his name is Tom Marvolo Riddle, and that he was a half-blood promoting this pure-blood supremacy propaganda.

He even went back to his first year when he went to Hogwarts for the first time and learned about magic. Another thing, he hated being raised by those muggle so-called relatives who hate him and have abused him over the years. He pondered over the first time he met Ron and Hermione and how quickly they became friends in the same house, and how he was the first person to make the Gryffindor Quidditch team as a seeker in his first year. He had not known that his father was also a seeker and captain of the team because no one told him until he found out from Ron. He thought about the philosopher's stone and Quirrell, who was supposedly the Defence instructor, but was possessed by none other than Voldemort. He thought about how he dealt with Quirrell and for the first time in eleven years saw the dark wanker who killed his parents.

As he was thinking about all of these things with his hand over his forehead and head down, a nice female voice woke him up, "Knut for your thoughts Harry?"

He looked up and saw the beautiful form of Katie Bell, his Quidditch teammate. He composed himself and said, "Uh hi Katie, I'm just thinking about my crap life. Do you want a seat?"

"I would love to have a seat Harry," she replied smiling at him. Harry had never realised how gorgeous Katie is, as he never really paid attention. Then again, he never realised how beautiful his other female teammates are. "What is so crap about your life?" In about half an hour he told her everything and she just gaped with her mouth open and was a bit emotional. "Oh Harry, no one should go through all of this. I wonder why Dumbledore and McGonagall didn't stop all of this?"

"They thought I was bullshitting them," he replied smugly. He tried smiling at Katie, but for now, he could look up at her and be honest and straight. "So what brings you here Katie?"

"Forgive me Harry, but I was close by and saw you walking in. I took a bit of time before I came to give you some time to gather your thoughts," she said while blushing. "The thing is Harry, I've been wanting to speak with you about something important."

"Go on, I'm ready to listen Katie," said Harry. He looked up at her and for the first time that day, had a small smile on his face.

"Alicia, Angelina and I have been talking together, and we want to be your friends, maybe something more than just teammates. We see you are the only guy that doesn't ogle us whenever we walk into the Great Hall or onto the pitch. You're a pretty nice person and it's a shame that we couldn't get to know each other outside of Quidditch," replied Katie.

Harry just sat in his seat and looked at Katie for a moment. He said, "Wow, I never realised you felt that way. When did this all start?"

"Well, when you were in your first year, I was interested in you, but not as the-boy-who-lived and all those tales. When Dumbledore told us the story of the philosopher's stone, we knew that there was something really good about you, and that you didn't want all the fame from people. Alicia was interested after your second year when you killed the basilisk and saved Ginny in the chamber. Angelina was interested in you only last year, so we wanted the opportunity to speak with you alone to get to know you better, but Ron and Hermione were always by your side and we thought that there was something going on between you and Hermione, or Ginny for the matter." Katie took a deep breath when she finished speaking.

Harry replied, "Thanks for being honest Katie. First of all, I'm not in any kind of relationship with anyone. I heard what you have to say, and I am willing to give this a try, but the three of you? Shouldn't I only have one?"

Katie smiled and said, "Who ever said that in the wizarding world you can only have one?"

"What?" asked a puzzled Harry.

Katie laughed a little and in her nice voice said, "Harry, you can be so daft sometimes. In the wizarding world, it is different than the muggle world. You really need to check out your family history. We know about you and your ancestry more than what you know, or more than what others may have told you. Did anyone speak to you about something important, about relationships?"

Harry replied sadly, "No one ever told me anything."

"What? Did no one speak to you at all about what goes on in the wizarding world, in your world?" When Harry confirmed by shaking his head sideways, this time it was Katie's turn to be shocked. "Who is your guardian?"

"Albus Dumbledore," he replied.

"Hmmm I think something is not right, from what you told me about Sirius being your godfather and all. I advise you to check into this Harry, because it seems that no one will tell you anything. The Potters have always been friends with the goblins at Gringotts, so they are on your side, and more importantly, your teammates want to be on your side," replied Katie.

"I don't have my key to my vault," he replied.

"Who has it?" she asked suspiciously.

"Molly Weasley."

"Oh no, that can't be good Harry. You must have your key on you at all times, do not leave it with anyone. You never know Harry, you could be getting robbed. I kindly advise you to go, tell a goblin that you are Harry Potter and ask for help from Griphook. I have a bad feeling about this Harry, but I hope I'm wrong," said Katie with a worried look.

Harry looked worriedly at Katie and said, "Thanks for telling me all of this Katie. I will definitely think about what you said and if you, Alicia and Angelina want to be on my side, you are most welcome. I will also go to Gringotts and do as you ask. Let's hope we're both wrong."

"Oh, another thing Harry, you can sit with us on the train when we go to school. I will look for you on the platform and take you to our compartment. You will be with the big girls now in the big league," said Katie with a grin on her face. "In the meantime, please be careful and don't trust everyone."

"Thanks again Katie," said Harry. "See you on September 1st at Kings Cross."

Katie got up and before she walked out, she gave him a small kiss on the cheek. He went red in the face but smiled as she walked out. He had received plenty of them from his female teammates after Gryffindor won a match or the Quidditch Cup. He thought to himself, what the hell was that about? Is there something I should know about my family history? I need to go to Gringotts right now and find out what secrets people are hiding from me. If Katie, Alicia and Angie are interested in me, I can try and get to know them. If it doesn't work, we're still teammates. Harry tipped Tom after the meal and told him that he would be back to spend the night. The bald man smiled and said, "Looking forward to seeing you tonight Mr. Potter. I will have a room arranged for you."

Harry walked into Gringotts for the first time since he was with Hagrid three years ago. A goblin came to him and asked, "How may we help you today sir?"

Clearing his throat, he replied, "I am Harry James Potter, and I need to see Griphook. I believe he is my account manager? I need help urgently please."

The goblin took a little pity on him and said, "Ah, Lord Potter, I'm glad you came at last. My name is Ragnok, chief director at Gringotts. Follow me please." The goblin took him down the hallway and as he was walking, he saw lots of goblins at work. Once they reached Griphook's office, Ragnok tapped on the door and said, "Mr. Griphook? Lord Potter is here to see you. He needs urgent help."

Griphook turned around and with a smile on his face said, "Lord Potter, please come in. Thank you lord director." Ragnok left and Griphook looked at him with interest and asked, "What do you require Lord Potter?"

"Please, just call me Harry, sir. Not sure about this lord Potter thing," he replied.

"Well, Ok Harry. You can call me Griphook. I am the account manager for the Potter family vault. What do you require?"

"I need to access my accounts, but I don't have my key. Is that a problem?"

"In the short run, yes it is a problem. In the long run, it will not be, but I kindly advise you to keep your key with you at all times. We have been sending you statements and letters requiring your attendance."

Harry looked puzzled and uneasy and replied, "I received no such thing, please excuse my ignorance."

"Hmmm this is not good Harry. Someone is tampering with your mail. Who is your guardian?"

"Albus Dumbledore."

"This may explain it. In the meantime, if you will follow me, I will lead you to the Potter family vault."

Harry nodded and followed the goblin.

"This way, Mr. Potter," Griphook said as he and Harry walked down a long tunnel, which ended in a cart very similar to the one he first rode last year when he had visited Gringotts for the first time. Harry stepped into the cart, Griphook following just a few seconds later. As soon as they were both inside, Griphook pulled a lever and the cart shot of like a rocket.
Despite the seriousness of the situation, Harry couldn't help but let out a whoop of joy as the cart sped through the cavern at a terrifying pace. It seemed, no matter the situation, his love for anything fast would be a prevalent part of him. When they finally came to a stop, it was in front of what had to be the largest door Harry had ever seen. Standing at somewhere around fifty feet in height, and probably twenty or so in length, the door in front of him was made of some kind of metal, with a beautifully crafted image of a Griffin holding a sword in its mouth. And in the center of the door was a small surface of a smooth, almost glass like material with a hand print in the center.

"Place your hand in the imprint, Mr. Potter," Griphook said. "The vault will need to see if you are worthy of being the heir to the House of Potter."

"Test?" questioned Harry. No one had said anything about a test.

"That is correct, Mr. Potter," Griphook said, his lips twitching into a slightly unpleasant (to Harry at least) smirk.

"What happens if I fail?"

"Then you would die, painfully, as so many before you have."

Harry paled. He looked over at the small, almost innocent looking handprint, then gulped. "Gryffindor's charge forward," he muttered, screwing up his courage, the same courage that had carried him forward to confront Quirrell. He strode forward and without a moments hesitation (for fear that if he did, he would back out) placed his hand upon the imprinted hand print. For a brief moment, nothing happened. Harry began to fear that he had failed the test. His mind conjured up horrible images of himself being electrocuted to death, or burnt to ashes, or being impaled upon by spikes that jutted up from the ground. It wasn't until a bright flash of light emanating from the glossy surface with the engraved hand print flashed a brilliant white, that Harry was startled from his morbid thoughts. There was a soft 'clicking' sound from behind the doors. A rumble soon filled the air, and Harry stepped back in a moment of fear. Then, to his surprise, the door began to rise, ascending further and further into the ceiling until he could no longer see it.

His attention was turned away from the door, now vanished into the ceiling. He looked into the now open vault... And promptly felt his jaw unhinging. Riches did not being to describe what he was seeing. Large, neatly stacked piles of gold Galleons that reached the ceiling, piles of silver sickles, and an unidentifiable amount of bronze knuts. There must have been hundreds, thousands of piles of money, all placed within one side of the vault, which looked to be the size of the Great Hall within Hogwarts.

On another side he could what looked to be family heirlooms; large golden plates of armor, weapons of all shapes and sizes, from swords to maces to battle axes, chest sets of varying shapes and sizes resided there as well, containing secrets that Harry knew not. In one corner of the vault Harry could make out several book cases filled to the brim with books, many of which looked ancient. Hermione would be having a field day if she were here. In the centre of the room was a diaz, made of white stone. On top of it Harry could see two items, a piece of parchment, and a ring. It was the diaz that Griphook walked over to. He stopped in front of it, and then turned to Harry. "You may take a moment to look around. But when you are done, come over here and we shall read your parents will."

Harry nodded, and in something of a daze, pulled out his pouch and began shoving a few galleons into it. When he got to the will, it read:

To our dear and only son Harry,

If you are reading this, then unfortunately we are dead at the hands of Voldemort. This is our last and final will, and is valid. Anything apart from this is totally and completely void.

To our son Harry, we leave everything that we own. We also give you the title Lord of the Most Ancient and Noble House of Potter. We were very close with Lord Peverell and you are his only living descendant now. You may need to ask our friend Griphook to show you the Peverell accounts and claim the title as Lord Peverell. We are so sorry that we cannot be with you, but know this, that we love you so much and will be with you in your heart forever. Here are some frames that you can set up so that we can speak with you.

We also need to tell you that House Potter has an open marriage contract, so you can marry anyone you like.

Please abide by our will. The following is an order of the people that Harry is to stay with once we are deceased:

Sirius Black (his godfather, magical guardian and our closest friend). Our secret keeper was Peter Pettigrew. His animagus form is a rat. I think you may have found out.

Minerva McGonagall (his godmother)

Frank and Alice Longbottom (we have a strong alliance with House Longbottom)

Amelia Bones (close friend and another strong alliance with House Bones)


Oh, and Dumbledore is not the person who he seems to be. Please be careful. He has forged a marriage contract between House Potter and Weasley, but it is void.

This is James and Lily Potter signing off.

Harry was so angry after reading the will and shouted, "I KNEW IT! DUMBLEDORE HAS MESSED UP WITH MY LIFE! HE KNEW I WAS NOT SUPPOSED TO GO TO THAT SHIT HOLE I SWEAR I WILL GET HIM BACK!" Griphook took pity on Harry's difficult past and allowed him to rant on.

"Now Harry, I will show you your profile, and the Potter family profile. You are the head of more houses, but my assistant is gathering the paperwork for that. Now if you will put on the Potter ring, you may claim the title Lord Potter and become emancipated."

Harry put on the ring and a flash of magic shone, accepting the new Lord Potter. The ring also had protection and warning charms. The protection charms protected him from unforgivable curses and anyone trying to hex him from behind. The warning charm, well that speaks for itself.

After the will, Griphook brought up Harry's profile:

Name: Harry James Potter

Age: 14

Born: July 31 1980

Parents: James and Lily Potter nee Evans (deceased) 31/10/1981

Godparents: Lord Sirius Orion Black and Lady Minerva McGonagall

Status: Head of the Most Ancient and Noble House of Potter, Head of the Most Ancient and Noble House of Peverell, Head of the Most Ancient and Noble House of Emrys

Titles: Lord of the Most Ancient and Noble House of Potter, Peverell and Emrys

Magical guardian – Sirius Orion Black

Magical powers – Occlumency and Legilimency – proficient

Magical creature – dog, wolf, snake – animagus registered with the Ministry

Magical abilities – Parseltongue (natural gift)

Exempt from under-age magic restriction in accordance with DMLE Ministry of Magic

Harry's mind was reeling with this information and asked, "Does that mean that I can use magic outside of Hogwarts and not be in trouble? Griphook, who is Peverell and Emrys?"

"Yes, that is what it means. Oh my," replied the goblin. "Didn't they teach you history at school? House Peverell was a very close friend and ally of House Potter, and Emrys descended from Merlin himself. Therefore my friend, you are the descendant of Merlin and that makes you emancipated and potentially the most powerful wizard in the world.

Peverell was your ancestor, and there were three Peverell brothers, each who owned an item of the Deathly Hallows. The items were the invisibility cloak, which you now have, the resurrection stone and the Elder Wand. Technically, you own these items as a descendant of Peverell." Harry was shocked after hearing this from Griphook and let it all sink to him. "You are very powerful Harry, and you are the only one to defeat that vile person who calls himself Voldemort."

"Actually Griphook, that's not his name. His real name is Tom Marvolo Riddle. He is a half-blood nutter who promotes this pure-blood supremacy crap. His mother was Merope Gaunt, a pure-blood witch but his father had the surname Riddle and was a muggle."

Griphook raised his eyebrow and said, "Interesting development there Harry. It seems that you know more of his origin than we do. How did you make that discovery?"

"The bastard told me himself," he replied simply.

Griphook was stunned and said, "He told you this? When did that happen?"

"Two years ago in the chamber of secrets, when he ranted on that he was the heir of Slytherin, he showed me his real identity. He will always be called Tom in my opinion and will never be a lord, no matter how dark he is."

"I'm curious, how did you defeat him?"

"He had a diary of his 16 year old bloody self. It was a dark magical object which I destroyed with the basilisk's fang after I killed it with Gryffindor's sword. It presented itself to me in my time of need."

Griphook smiled at this and said, "You really have potential there Harry. Now I will show you the contents of the Potter, Peverell and Emrys vaults and accounts but first, you must put on the Peverell and Emrys rings to see if you are truly the heir of Peverell and Emrys." He summoned the rings and when Harry put on the Peverell ring, a flash of magic shone, accepting Harry as the new Lord Peverell. He did the same with the Emrys ring and now Harry is confirmed Lord Emrys and the descendant of Merlin. Harry felt a sudden surge of power when he put on the rings and Griphook told him that because Peverell and Emrys were a very powerful family, he too had the power that was blocked. Griphook brought up a summary of the accounts.

Potter Family vault:

Monetary funds: 15,650,000 galleons, large library, range of jewellery, picture frames and pieces of armour.

Stocks: Daily Prophet 30%, Gringotts 2%

Properties: Godric's Hollow, Potter Manor, Leaky Cauldron

Peverell Family vault:

Monetary funds: 12,325,500 galleons, large library of old books and jewellery

Stocks: Daily Prophet 30%, Gringotts 5%

Properties: Peverell Manor, Flourish & Blots, Florian Fortescues

Emrys Family vault:

Monetary funds: 14,835,400 galleons, library of old magic books, mix of various potions, and large range of jewellery

Properties: Emrys Manor, The Owlery, Bourgin & Burke, Quality Quidditch Supplies

Harry recovered from the shock and said, "I have all of this? It says that I own some of Gringotts. How is that possible? I thought no human owns a part of goblin territory?"

"Technically, that is true. However, the Potters and Peverells had great respect toward us and treated us as their friends. We don't usually side with humans, but we treated the Potters and Peverells as our most valuable customers. We gave them an investment opportunity to own a small share of Gringotts and get excellent returns, and they accepted. Now you own 7% and are receiving very good returns."

"Thank you Griphook. I did not know that I own that much."

"Yes you do Harry," replied Griphook. "This make you the richest wizard in Britain." When they were at Griphook's office, the assistant goblin came up with the paperwork and Griphook looked over it and said, "This doesn't look good. The statements say that you have withdrawn 100,000 galleons to date."

Harry replied, "But I've only been here once with Hagrid. Surely there must be some mistake as I cannot have withdrawn that much."

The goblin looked over the statements and said, "Very well, we can do a full audit on the Potter accounts. In the meantime, we found that the Potter, Peverell and Emrys families did not have a marriage contract, so you are free to marry any lady of your choice. However, you need to marry three witches who will be Lady Potter, Peverell and Emrys. Now, instead of withdrawing a large amount of gold, we can give you a muggle debit card. We do this for very special and high profile customers. This enables you to make purchases in any shop around the world and each transaction will be directly debited from the Potter family vault."

Harry replied, "This sound pretty cool." Griphook smiled and handed out the debit card to him.

"If you need any further assistance, please contact me. Meantime, I will go through the Potter accounts and see what happened there, and then report back to you."

Harry bid Griphook farewell and went to the Leaky Cauldron. He couldn't get his mind off what he just discovered and he had a very beautiful witch called Katie Bell to thank when he sees her. He thought to himself, hang on, I have Hedwig. I can just write to her and thank her. That is what he did when he went back to the Leaky Cauldron, and sent the note with Hedwig, "Here you go girl, send it to Katie Bell." The owl hooted and flew off into the air. Harry went to sleep in his room at the Cauldron, the last thoughts being, wow, I actually own this place. However, he wanted to be treated as a normal customer and pay for the service. After all, he is receiving rent many times more than what he is actually paying.

A/N: This will not be an evil Dumbledore story and manipulative Molly. Dumbles will stay away from Harry's personal life and Molly and Ginny will accept the fact that Harry does not love Ginny and does not wish to 'date' or marry her.

I have updated the chapter to explain a bit of the deathly hallows. Some have asked if it's possible for Harry to own some part in Gringotts. As I will remind you, this is not a canon fic. Please read what Griphook explains to him. I hope it makes sense.